Title insurance is a valuable form of insurance protection that protects both the homebuyer and the mortgage lender against possible financial losses attached to a new home. It covers the history of the policy-holder’s home, examines that history for any trouble spots that could damage the value of the home, and highlights the potential issues before the buyer's purchase. Some possible areas covered by title insurance are; liens, taxes, assessments, fraud on the chain of title, and mistakes in title records (to name a few). If any of the above issues are not discovered, it usually falls to the new homeowner to fix the problems, often at huge cost. If you have any questions about title insurance or think we could help, give the team at JF Realty, LLC a call!

Winter, especially around the holidays, is typically a slow time of year for home sales. People are busy with social engagements, and the cold weather makes it more appealing just to stay home. Because fewer buyers are likely to be looking, it may take longer to sell your home, and you may not get as much money. However, you can take some consolation in knowing that while there may not be as many active buyers, there also won't be as many competing sellers, which can work to your advantage. Don't hesitate to contact us for more information!